![]() ![]() Gifts like these can have more meaning and impact for some people than mass produced gifts. Whether that’s something for the garden, an item made from recycled or repurposed materials, or supporting a local artisan and their small business. Kiwis are increasingly mindful of our impact on the environment and your family and friends might appreciate a sustainable or locally sourced gift this Christmas. Organising a family picnic or BBQ, doing one of New Zealand’s great walks together, or getting a voucher for a discounted meal/ excursion/ tour together can be a great value way to celebrate Christmas. Think about one on one activities you could gift loved ones, or family experiences that make lasting memories. Parents and siblings may value the gift of your time over a material gift. ![]() It’s also worth considering vouchers for Christmas so your loved ones can make the most of Boxing Day sales. Being organised early can also ensure you can take advantage of early bird specials and have plenty of time to wait for international sourced items to make it in time for Christmas Day.īlack Friday (the last Friday in November) is increasingly a great sale day and sale weekend to get some well priced bargains. If you have a Christmas gift plan and a strict Christmas budget you’re well placed to do your research about where to get the best deal on those items – watch out for expensive online shipping costs that might make buying local a more affordable option. Retail stores and online brands all want your hard earned Christmas gift dollars and they’ll be competitive about getting it too. Think about how you might redirect these savings – into additional gifts, or straight to your summer holiday savings fund? You may find items on special and go under budget for certain family members or friends. How to spend less? Having a Christmas budget is crucial. ![]() ![]() You won’t be tempted to splurge on extra gifts, or be lured by items that appear to be great value but aren’t specifically on your approved to buy list. Having a clear list of people you want to buy for, gift ideas for each person and a maximum budget per gift will help you rein in your Christmas expenditure. They say you spend less at the supermarket if you go in with a shopping list and Christmas should be no different. Six tips to save money this ChristmasĪ great Christmas savings hack is plan, plan, plan. How can you redirect seasonal savings like these into your Christmas and holiday planning? If you don’t have a household budget in place, there’s no time like now to kickstart your approach to managing money and setting financial goals. If not, what areas could you cut back on in November, December and January to ensure you free up some cash to ensure you are prepared for Christmas and have a relaxing holiday? Electricity costs are usually lower in the summer months, and your commuting costs may drop off if you have leave planned. Luckily there is still time to plan, budget and make sure you’re getting the best deals.ĭo you already have a household budget in place? You may have already allowed for your annual summer holiday and Christmas gift purchases. With everyone’s purse strings a little tighter this year, thanks to the cost of everyday items such as food and petrol increasing, splashing out on Christmas presents and a well earned holiday can be a bit daunting. Budgeting tips for Christmas and the summer holidaysĪs retail stores well and truly embrace the festive season, and the weather warms up, we’re reminded that Christmas is coming and summer holidays are around the corner. ![]()
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